Workers' Comp Insurance

The AGC-SIF Insurance Fund, which is the workers’ compensation insurance fund endorsed by the HBAK, is designed to save you money on your annual premiums. For the past 17 years, the workers’ compensation program has returned over $113.9 million in insurance dividends to our members.

Since 1979 the Kentucky AGC/SIF has offered workers' comensation insurance to contractor-related risks as an alternative to the traditional insurance markeplace.

We invite you to consider The Fund as your insurance provider of choice by joining a local HBA/BIA and contacting a member agent in your area.


Contact the fund at


The Home Builders Association of Kentucky (HBAK) is a voluntary, statewide trade association representing over 4,000 member firms and 30,000 employees in the housing and building industry throughout the Commonwealth.